woman in orange jacket standing on snow covered ground

Every year during December advertisers ramp up their advertising trying to get you to spend more money on things you really don’t need. It’s all in the name of Holiday Spirit. The more holiday spirit you have, the more advertisers hope you do mindless shopping.  Although it can be fun watching kids open presents, how long does the excitement last? There have been many studies done and what most people young and old long for, is time. Time spent together with family and friends create more lasting memories than a few minutes ripping open brightly wrapped presents.  Some holiday ideas to get you in the spirit without advertisers winning the game of breaking your bank could be achieved by doing some of the following:

1. Creating a dollar limit on gifts and having everyone focus on being creative on choosing the most appropriate gift for their secret Santa name. Then making a game of who ends up with the gift.  Works well with children and adults.
2. Baking holiday treats as a family.
3. Hosting some potluck meals over the holidays to reduce stress and save on the entertaining budget.
4. Making popcorn and spending time together as a family watching holiday movies. Along this same
line is spending time ice skating or going for a walk in the neighbourhood to see the lights. All quality
time as a family.
5. Shopping with a list when going to the malls.
6. Using cash or debit to prevent over indulgencing spending.  Your family and your bank account will thank you in the New Year when your cash has been controlled instead of your budget being busted.

From all of us at Levesque Wealth Planning we wish you Happy Holidays and a very Happy New Year.

Linda J. Levesque, CFP®, FMA, FCSI®
Senior Investment Advisor

Daniel Fearon, MBA, CFA, CPA(CA)
Senior Investment Advisor

2075 Kennedy Road, 5th Floor, Toronto, ON M1T 3V3
Tel: 416-412-8018 / 1-800-322-4030
Fax: 416-332-6772
linda@levesquewealthplanning.com | daniel@levesquewealthplanning.com

iA Private Wealth | Levesque Wealth Planning

Insurance Advisor | iA Private Wealth Insurance

‘Saving Today for a Richer Tomorrow’®
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You can, as long as you include this complete statement with it: Linda J. Levesque and Daniel Fearon, are Senior Investment Advisors and Directors, Private Client Group. Linda J. Levesque is an author of The 5 Minute Wealth Plan, Saving Today for a Richer Tomorrow®, in The Road to Success with Jack Canfield and
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