Rising Interest Rates

Rising Interest Rates

As a homeowner with an existing mortgage, it’s important to stay informed about changes in interest rates and how they might affect your financial situation. In recent months, there has been a large increase in interest rates, which could have significant...
Living Rich, Retiring Poor

Living Rich, Retiring Poor

As financial planners we are often asked to help clients who are trying to save for retirement.  Sometimes these potential clients are having difficulty saving money as their golden years rapidly approach.  Many of them are faced with the realization that they have to...
Annuities and Retirement: Everyone deserves a pension

Annuities and Retirement: Everyone deserves a pension

Nowadays most people have jobs or are self-employed and they have to save for their retirement without a company pension plan. Besides saving enough you also have to hope that the markets will be in your favour when you actually pull the plug and retire. For a long...
What is Cryptocurrency?

What is Cryptocurrency?

Well, what is currency?    Currency or money is, in its most simple form, a medium of exchange.  Money was created so we don’t have to bring our pigs or cows to the market in order to buy shoes.   Ah…the good old days.  Many objects have acted as money throughout the...