HOW CAN WE HELP YOU
CAPITAL CLASS TAX EFFICIENT INVESTING
FLOW THROUGH INVESTMENTS
Flow–through shares* (FTSs) Certain corporations in the mining, oil and gas, and renewable energy and energy conservation sectors may issue FTSs to help finance their exploration and project development activities. The FTSs must be newly issued shares that have the attributes generally attached to common shares.
Important information about flow-through limited partnerships in their relevant Prospectus/Offering Memorandum. Please obtain a copy and read it carefully including the associated risks and tax consequences before investing.
SUMMIT INVESTMENT PROGRAM
RRSPs: REGISTERED RETIREMENT SAVINGS PLANS
RESPs:REGISTERED EDUCATION SAVINGS PLAN
RRIFs: REGISTERED RETIREMENT INCOME FUND
RDSPs: REGISTERED DISABILITY SAVING PLANS
The Registered Disability Savings Plan ( RDSP ) is a long-term savings plan to help Canadians with disabilities and their families save for the future. If you have an RDSP , you may also be eligible for grants and bonds to help with your long-term savings
TFSAs: TAX FREE SAVINGS ACCOUNTS
The Tax-Free Savings Account (TFSA) is an account that does not apply taxes on any contributions, interest earned, dividends, or capital gains, and can be withdrawn tax free. This savings account is available to individuals aged 18 and older in Canada and can be used for any purpose.
CRITICAL ILLNESS INSURANCE
LONG TERM CARE
HEALTH AND DENTAL INSURANCE
Health and Dental Insurance designed to pay a portion of the costs associated with dental care.
Group pensions are a type of defined contribution pension which some employers offer to their workers. As with other types of defined-contribution scheme, members in a GP build up a pension pot, which they then convert into an income at retirement.
A group Registered Retirement Savings Plan (RRSP) is an employer-sponsored retirement savings plan, similar to an individual RRSP, but administered on a group basis by the employer. Contributions are made by pay-roll deduction , on a pre-tax basis, through a Group RRSP administrator.