SERVICES
HOW CAN WE HELP YOU
INVESTMENTS
STOCKS
BONDS
GIC's
MUTUAL FUNDS
PLANS
RRSPs: REGISTERED RETIREMENT SAVINGS PLANS
RESPs:REGISTERED EDUCATION SAVINGS PLAN
RRIFs: REGISTERED RETIREMENT INCOME FUND
RDSPs: REGISTERED DISABILITY SAVING PLANS
The Registered Disability Savings Plan ( RDSP ) is a long-term savings plan to help Canadians with disabilities and their families save for the future. If you have an RDSP , you may also be eligible for grants and bonds to help with your long-term savings
TFSAs: TAX FREE SAVINGS ACCOUNTS
The Tax-Free Savings Account (TFSA) is an account that does not apply taxes on any contributions, interest earned, dividends, or capital gains, and can be withdrawn tax free. This savings account is available to individuals aged 18 and older in Canada and can be used for any purpose.
INSURANCE
LIFE INSURANCE
CRITICAL ILLNESS INSURANCE
DISABILTY INSURANCE
Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability. There are many types of organizations that provide different types of disability insurance. Each organization and disability insurance type have specific rules as to what constitutes a disability and how a person might qualify to receive the disability benefit. Short term disability insurance policies offer a worker a portion of their salary if they are unable to work for a short period- typically three to six months. Long term disability insurance offers a worker a portion of their salary if they are unable to work for a longer period- typically a period of over six months. Both short term and long term disability policies have a period that a person must be disabled for before that individual is able to start receiving disability benefits. That period of time is called an elimination period. If a person becomes disabled, they must wait until the elimination period is over before they start receiving benefits. If they are able to work before the elimination period is over, the person will not receive a benefit.
LONG TERM CARE
HEALTH AND DENTAL INSURANCE
Health and Dental Insurance designed to pay a portion of the costs associated with dental care.
TRAVEL INSURANCE
SEGREGATED FUNDS
ANNUITIES
GROUP BENEFITS
GROUP PENSION
Group pensions are a type of defined contribution pension which some employers offer to their workers. As with other types of defined-contribution scheme, members in a GP build up a pension pot, which they then convert into an income at retirement.
GROUP RRSP
A group Registered Retirement Savings Plan (RRSP) is an employer-sponsored retirement savings plan, similar to an individual RRSP, but administered on a group basis by the employer. Contributions are made by pay-roll deduction , on a pre-tax basis, through a Group RRSP administrator.
DEFERRED PROFIT SHARING PLAN
LIFE INSURANCE
DISABILTY INSURANCE
CRITICAL ILLNESS
LONG TERM CARE
SEGREGATED FUNDS
*Insurance products are provided through iA Private Wealth Insurance, which is a trade name of PPI Management Inc. Only products and services offered through iA Private Wealth Inc. are covered by the Canadian Investor Protection Fund.