It’s no secret that the cost of everyday living can be quite steep lately. From housing to groceries and utilities, people are finding themselves grappling with high expenses. We are hearing from...
read moreIt’s no secret that the cost of everyday living can be quite steep lately. From housing to groceries and utilities, people are finding themselves grappling with high expenses. We are hearing from...
read moreI recently attended a barbecue and had a conversation with my wife's friend. She mentioned that she's considering early retirement and a move to Ghana. I was intrigued by the idea of retiring in...
read moreRetirees are sometimes surprised when they go to their bank and try and get a loan for a project or purchase only to find out that they can’t borrow as much as expected. This happens because their...
read moreInflation can have a significant impact on a Canadian's retirement plan. When inflation increases, the cost of goods and services also goes up, which means that retirees may need more money to cover...
read moreAre you yearning to make that exhilarating leap into homeownership? If so, it's time to explore the incredible benefits of a First Home Savings Account. Designed specifically for aspiring...
read moreAs a homeowner with an existing mortgage, it's important to stay informed about changes in interest rates and how they might affect your financial situation. In recent months, there has been a large...
read moreThe New Year is usually a time of reflection and planning. With that in mind we would like to remind you that the start of the New Year is generally the best time to contribute to savings plans...
read moreAs financial planners we are often asked to help clients who are trying to save for retirement. Sometimes these potential clients are having difficulty saving money as their golden years rapidly...
read moreNowadays most people have jobs or are self-employed and they have to save for their retirement without a company pension plan. Besides saving enough you also have to hope that the markets will be in...
read moreWell, what is currency? Currency or money is, in its most simple form, a medium of exchange. Money was created so we don’t have to bring our pigs or cows to the market in order to buy shoes. ...
read moreA lot of people talk about retirement as if it was a destination of some sort. The problem is most people don’t know what to do once they reach this destination. What we get when we’re...
read moreLast year we wrote that the combination of monetary stimulus and “rampant” government spending and transfer payments such as the CERB would eventually lead to inflation. This is economics 101 and we...
read moreWhat’s on Your Mind? January 2022 TFSA Planning, Contributions and Investments-What Are You Waiting For? Happy New Year. A time of reflection and planning. We are at the beginning of a new year,...
read moreEvery year during December advertisers ramp up their advertising trying to get you to spend more money on things you really don’t need. It’s all in the name of Holiday Spirit. The more holiday...
read moreTravel and vacation is, or should be, part of our mental health and wellbeing regime. Our most important asset is our health. Visiting friends and family or faraway places and beach destinations (my favourite), all serve to help recharge our batteries, reduce stress, relax, and heal our bodies and boost our immune system.
read moreOctober is a month that a lot of people get skittish about when it comes to the markets so we thought a little background and a new perspective to investing would be appreciated. I spent a summer...
read moreTeach your children about wants versus needs
read moreSurprise we are in the middle of a pandemic. Surprise everything non-essential is shut down. Surprise you or someone you know gets Covid and ends up in the hospital. Surprise we never got around to...
read moreRecently Bill and Melinda Gates announced their separation. While they will not be hurting financially it still came as a shock to a lot of people. Why now? What was the catalyst that drew them...
read moreI used to watch this British show with my mom when I was young called “Some Mothers Do Av Em”. In one scene, the main character who was somewhat inept goes to an elderly man's house to fix his...
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